Has anyone given financial advice to an MPA and seen results...

OG_funguy

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Sometimes I feel sorry for these ladies, they live paycheck to paycheck and have no idea how to set themselves up for a secure future. Some of them just need a modest portfolio spinning off 6 to 8% in dividends to eliminate a lot of stress.

I'm not trying to be a knight in shining armor but just curious if anyone has given an MPA financial advice and actually seen them follow through and get results? Or will this be a futile exercise?
 
When youโ€™re young, thinking of prudent financial advice is the last thing on your mind.

Iโ€™ve always said they should teach this stuff in school at an early age.
 
Sometimes I feel sorry for these ladies, they live paycheck to paycheck and have no idea how to set themselves up for a secure future. Some of them just need a modest portfolio spinning off 6 to 8% in dividends to eliminate a lot of stress.

I'm not trying to be a knight in shining armor but just curious if anyone has given an MPA financial advice and actually seen them follow through and get results? Or will this be a futile exercise?
The girls like to talk up a good sob story to make you feel sorry for them and hope it will lead to a generous tip but donโ€™t be fooled. The majority of these girls make a LOT of money. Because theyโ€™re not claiming their tips as income many have a take home pay of $100k or more. I know a few MPs who already have a mortgage free home and a couple of income properties on the side and theyโ€™re only in their 30โ€™s. Iโ€™m not talking about girls at the high end spas either, Iโ€™m talking about your typical Asian strip mall spas.
 
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Oh yes, there are a few smart ones in this business. I have helped one out from SRM about 7-8 yrs ago. She is out of spa business 2 yrs later, doing so well and now living in a mansion. She was only 24 at that time but very well disciplined and always trying to learn something new to improve her life. She always come to my business on Sundays and helped me with my paper works so she learns something about business. One of the smartest girl I have ever seen from this industry. There are two more that I know of who have some stocks and one is a real smart one.
 
When youโ€™re young, thinking of prudent financial advice is the last thing on your mind.

Iโ€™ve always said they should teach this stuff in school at an early age.

I agree with the "young" comment but I'm talking about older ladies that would be lucky to get another few years doing this. How are they going to get by without a nest egg?
 
Oh yes, there are a few smart ones in this business. I have helped one out from SRM about 7-8 yrs ago. She is out of spa business 2 yrs later, doing so well and now living in a mansion. She was only 24 at that time but very well disciplined and always trying to learn something new to improve her life. She always come to my business on Sundays and helped me with my paper works so she learns something about business. One of the smartest girl I have ever seen from this industry. There are two more that I know of who have some stocks and one is a real smart one.

But they're all younger, right? Since you've been around this industry so long, how do the older ladies fare once they can no longer do this work? What do they do then?
 
But they're all younger, right? Since you've been around this industry so long, how do the older ladies fare once they can no longer do this work? What do they do then?

I only see Asians and they are pretty good at managing their finances except one or two who blew them all at casino. Most of them work hard and sent money back to China and invest in nice houses. There are 3-4 ladies I know well who owns 2-3 properties here. Not many are into stocks and bonds, they prefer investing in properties and lands. Some girls I know worth 2-3 millions and still working hard at the spas and some are only in their early 30s. One lives in my old neighborhood Cachet estates in Mkham. I was surprised when I found out where she lives. The land alone worth over 3 millions in that neighborhood now.
 
I only see Asians and they are pretty good at managing their finances except one or two who blew them all at casino. Most of them work hard and sent money back to China and invest in nice houses. There are 3-4 ladies I know well who owns 2-3 properties here. Not many are into stocks and bonds, they prefer investing in properties and lands. Some girls I know worth 2-3 millions and still working hard at the spas and some are only in their early 30s. One lives in my old neighborhood Cachet estates in Mkham. I was surprised when I found out where she lives. The land alone worth over 3 millions in that neighborhood now.

Wow, ok I take it back...maybe I need advice from them instead LOL.
 
But they're all younger, right? Since you've been around this industry so long, how do the older ladies fare once they can no longer do this work? What do they do then?

The older ones were young once too. If they threw away all the money they earned over the years that was their decision. Most girls get into this business knowing itโ€™s a good ride but a short one and make a plan to come out the other end mostly financially independent. A lot of the spa owners actually provide investment & real estate advice to the girls with that goal in mind. The difficulty for many of them is they become addicted to the cash flow and find it hard to quit.
 
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These sex workers spend most of their money on food, clothing and trips.

Then, when they are broke, they re-enter the industry - rinse and repeat.
 
Short answer: yes. Addendum : some of these ladies have investment in place and thinking ahead.

Sent from my BBB100-1 using Tapatalk
 
some open spas. Some of them driver a better car than I do. Bobo, Ruby drive BMW.
 
Lol, I donโ€™t feel sorry for this ladies . I know mpas that walk about of the spa with up to 2k cash in there pocket for one day of work. If they work three times a week, you do the math...we are the ones spending thousands at the spa. They should be giving us advice.
 
Lol, I donโ€™t feel sorry for this ladies . I know mpas that walk about of the spa with up to 2k cash in there pocket for one day of work. If they work three times a week, you do the math...we are the ones spending thousands at the spa. They should be giving us advice.
don't be horny and you will be loaded with cash.

MPA are some what like athletes in professional league. They all earn a lot of dough in a short period of time. A lot of them failed to realize their career span is shorter than other jobs. Hence they earn more. Once they hit the Milf age, their value go down significantly.
 
Sometimes I feel sorry for these ladies, they live paycheck to paycheck and have no idea how to set themselves up for a secure future. Some of them just need a modest portfolio spinning off 6 to 8% in dividends to eliminate a lot of stress.

How would you advise them to invest cash? Once invested it becomes traceable.
 
Number 1 rule. Donโ€™t give financial advice to those who are financially illiterate. If they lose money then they blame you.
 
ha ha..... yes... I said, if you will do this for me, you are gonna be up $60 or $80 bucks.... she took my advice and got paid... ha ha...
 
You know, there's many things I've learned over the years about this that I think still surprise most people who are on this forum. For example with Asian's or Asian Milf's I have seen at least 2 MPA's discussed on this forum as middle 30's or late 30's that I know are 58 to 59 years old. I bet a lot of the Asian Milf lovers would be surprised to learn they've been with someone over 60. At least half are married or with someone although most of the very old ones are actually single.

Financially they have no where else to go. They live their entire lives in cash and many don't even have bank accounts. Lots will want to see you as a meal ticket out of the business, so phone numbers, meetings outside etc. But be careful if you do because you might not be the only one.

None of them want financial advice because there's none to give. They want your money. I wonder how many even file tax returns versus being a "stay at home mother" with a working husband although lots of them work 6-7 days a week.
 
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  33. Lulu1980:
    Phoenix Blossom Spa ๐ŸŒน๐ŸŒน๐ŸŒน2 girls๏ผŒNina ใ€Cindy ๐Ÿ”ฅ๐Ÿ”ฅ๐Ÿ”ฅ5124 Dundas St W Etobicokeโ˜Ž๏ธ416-817-3366๐Ÿ‘ Table Shower Sea Salt Bath Body Scrub๐Ÿ˜˜ Japanese girl Nina โค๏ธ Natural Big Boobs 38 DD ๐Ÿ˜˜Pink Mini Nipples Hot body slide, super enjoyable๐Ÿ˜˜๐Ÿ˜˜๐Ÿ˜˜๐Ÿ˜˜ very provocative service๐Ÿ˜˜๐Ÿ˜˜๐Ÿ˜˜, New girl Yuki Round buttocks ๐Ÿ˜œpretty boobs 36D๐Ÿ˜˜Superb service ๐Ÿ‘ massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise
  34. wilson holistic centre:
    new girl works at ๐Ÿ’‹535 Evans Ave today ๐Ÿ’•๐Ÿ’•๐Ÿ’•โ˜Ž๏ธโ˜Ž๏ธ416-531-6969โ˜Ž๏ธโ˜Ž๏ธ
  35. Nu spring spa888:
    ๐ŸŒน๐ŸŒน๐ŸŒนsexy hot Singapore ๐Ÿ’–Spanish ๐Ÿ’– Korean girls ๐Ÿ‘working at Nu spring spa๐Ÿ’‹๐Ÿ’‹โ˜Ž๏ธ416-669-8508๐ŸŒน๐ŸŒน๐ŸŒน
  36. FLOWER Spa โ€“ PINK | Scarborough | TORONTO:
    PINK FS โ€“ 3300 McNicoll Ave, Unit A8 ๐Ÿ“ž 416-299-5515 / 416-817-3839 ๐Ÿ‡ฎ๐Ÿ‡ท ELINA, ๐Ÿ‡ฒ๐Ÿ‡พ MONA, ๐Ÿ‡ป๐Ÿ‡ณ MEGAN, ๐Ÿ‡ต๐Ÿ‡ญ AMY ๐Ÿ”Ž View Schedule: bit.ly/flowers_schedule ๐Ÿ›Ž๏ธ Booking Now: bit.ly/bookingpinklove
  37. FLOWER Spa - BLUEXADO | Thornhill | VAUGHAN:
    BLUEXADO FS โ€“ #06 1102 Centre St ๐Ÿ“ž 416-357-9797 / 416-678-8668 ๐Ÿ‡ป๐Ÿ‡ณ CICI, ๐Ÿ‡ญ๐Ÿ‡ฐ HELEN, ๐Ÿ‡ป๐Ÿ‡ณ MY LINH, ๐Ÿ‡ป๐Ÿ‡ณ JULIE ๐Ÿ”Ž View Schedule: bit.ly/flowers_schedule ๐Ÿ›Ž๏ธ Booking Now: bit.ly/bookingbluexadolove
  38. Spa in Markham:
    GOLDEN FS โ€“ 8380 Kennedy Rd, Unit C6 ๐Ÿ“ž 905-258-0777 / 416-688-6886 ๐Ÿ‡ฎ๐Ÿ‡ณ AISHA, ๐Ÿ‡ป๐Ÿ‡ณ LANA, ๐Ÿ‡ป๐Ÿ‡ณ ROXY, ๐Ÿ‡ฎ๐Ÿ‡ณ SONIA, ๐Ÿ‡ป๐Ÿ‡ณ๐Ÿ‡จ๐Ÿ‡ด MEGAN ๐Ÿ”Ž View Schedule: bit.ly/flowers_schedule ๐Ÿ›Ž๏ธ Booking Now: bit.ly/bookinggoldenlove
  39. Nu spring spa888:
    ๐ŸŒน๐ŸŒน๐ŸŒนsexy hot Singapore ๐Ÿ’–Spanish ๐Ÿ’– Korean girls ๐Ÿ‘working at Nu spring spa๐Ÿ’‹๐Ÿ’‹โ˜Ž๏ธ416-669-8508๐ŸŒน๐ŸŒน๐ŸŒน
  40. wilson holistic centre:
    new girl works at ๐Ÿ’‹535 Evans Ave today ๐Ÿ’•๐Ÿ’•๐Ÿ’•โ˜Ž๏ธโ˜Ž๏ธ416-531-6969โ˜Ž๏ธโ˜Ž๏ธ
  41. Soul Relax Spa:
    โœจ Looking for a relaxing escape? โœ… Click Here Meet๐ŸŒธHellen๐ŸŒธValentinaCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now โ˜Ž 289 - 298 - 5662โ˜Ž๏ธ Your ultimate relaxation awaits! โœจ
  42. Golden Sunshine Spa:
    โœจClick on our Username and FOLLOW US for updates and special services ! โœ… Click Here Today๐ŸŒธBrandy๐ŸŒธAkame๐ŸŒธLynda๐ŸŒธTiffany๐ŸŒธLily Call us โ˜Ž 905 - 265 - 2158โ˜Ž๏ธ Your ultimate service awaits! โœจ
  43. SL Spa:
    ๐Ÿ’†โ€โ™€๐Ÿ’–Sexy Sunday ๐Ÿ’œ๐Ÿ’– Ultimate destination for Asian massages๐ŸŽ‰ Two fab spots: SL Richmond Hill & SL West Oakvilleโœจ Your passport to paradise with 9 enchanting girls fr China, HK, Japan โ€” ๐Ÿ†•Angela, Eva, Yoyo, Jenny, Julia, 34D Cici, Julie, Tiffany & Lindaโ€” ๐ŸŽ๐Ÿ Ring us ๐Ÿ“ž647-695-6354 or text us ๐Ÿ“ฑ647-578-8169โœจ 160 East Beaver Cr., Unit 12, RichmondHill ๐Ÿ’ฐWhere Eastern charm meets Western comfort - your bliss awaits๐Ÿ™Œ
  44. Lulu1980:
    Phoenix Blossom Spa ๐ŸŒน๐ŸŒน๐ŸŒน2 girls๏ผŒNina ใ€Cindy ๐Ÿ”ฅ๐Ÿ”ฅ๐Ÿ”ฅ5124 Dundas St W Etobicokeโ˜Ž๏ธ416-817-3366๐Ÿ‘ Table Shower Sea Salt Bath Body Scrub๐Ÿ˜˜ Japanese girl Nina โค๏ธ Natural Big Boobs 38 DD ๐Ÿ˜˜Pink Mini Nipples Hot body slide, super enjoyable๐Ÿ˜˜๐Ÿ˜˜๐Ÿ˜˜๐Ÿ˜˜ very provocative service๐Ÿ˜˜๐Ÿ˜˜๐Ÿ˜˜, New girl Yuki Round buttocks ๐Ÿ˜œpretty boobs 36D๐Ÿ˜˜Superb service ๐Ÿ‘ massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise
  45. DareDevil:
    SUNDAY SUPER LINEUP! ARIA WELLNESS โ™ฅ๏ธโ™ฅ๏ธADDRESS: 360 HWY 7, UNIT #6, RICHMOND HILL,647-222-5683 โ™ฅ๏ธโ™ฅ๏ธ(PHONES CALL ONLY, NO TEXT'N AVAILABLE) โ™ฅ๏ธTODAY'S Schedule!โ™ฅ๏ธ Loaded lineup with Beautiful Girls : Fun Girl Apple, New Pretty Girl Angela, RMT Grace, Magical Mia and Work out๐Ÿ‹๐Ÿšด๐Ÿ’ช Babe Amy! SPECIAL PROMO 30 MINS 2 GIRLS $70 ๐ŸŒน๐ŸŒน**TODAY'S PICKS OF THE DAY ARE ๐Ÿฌ๐Ÿญ GRACE AND APPLE๐Ÿฌ๐Ÿญ**
  46. Jennyโ€™s Spa:
    ๐ŸŽ‰๐Ÿ’JENNYโ€™S SPA๐ŸŽ‰๐Ÿ’ โœ…5170 DUNDAS STREET WESTโœ… ๐Ÿ‘ŒETOBICOKE ONTARIO M9A 1C4๐Ÿ‘Œ โ˜Ž๏ธ( 647-893-5196)โ˜Ž๏ธCall or Text โ˜Ž๏ธ( 437-888-3759)โ˜Ž๏ธCall Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY ๐Ÿ”ฅโœ…GRAND OPENING๐Ÿ’ฏNEW GIRLS EVERYDAY๐Ÿ”ฅEXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNYโ€™S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS๐Ÿ”ฅ๐Ÿ’ฏ๐Ÿ˜˜๐Ÿ”ฅโค๏ธ๐Ÿ‘Œ ๐Ÿ”ฅBEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAY๐Ÿ”ฅ ๐Ÿ’ฏREAL PICTURES OF ATTENDANTS๐Ÿ’ฏ ๐Ÿ”ฅ๐Ÿ’‹Limited Time Special Promotion๐Ÿ”ฅ๐Ÿ’‹ โœ…๐Ÿ’ฆ30 Minutes Nude Massage
  47. AliceSpa:
    SUNDAY at ๐—”๐—Ÿ๐—œ๐—–๐—˜ ๐—ฆ๐—ฃ๐—”, 4915 Steeles Ave. E, Scarborough ๐Ÿฐ๐Ÿญ๐Ÿฒ-๐Ÿฎ๐Ÿต๐Ÿด-๐Ÿฌ๐Ÿด๐Ÿต๐Ÿด. Alice spa has 2 beauties to choose from today. Open 10am to 9pm: CLOUDIA is Vietnamese, young, petite 5'2" & 96 Lbs, B Cup, best rim deep bbbj cim. $40 Room Fee + $80 (incl bbbj & fs). +$20 for rim/cim. Excellent open minded services. JESSICA is from Hong Kong, super busty D Cup, 5'2", 109 Lbs, curvy
  48. ForeverWarden:
    Sunday at ๐Ÿซฆโค๏ธ๐Ÿ”ด๐ŸŸฅโ™พ๏ธ๐“•๐“ž๐“ก๐“”๐“ฅ๐“”๐“ก ๐“ข๐“Ÿ๐“โ™พ๏ธ๐ŸŸฅ๐Ÿ”ดโค๏ธ๐Ÿซฆ2190 Warden Ave, Unit 201, Scarborough ๐Ÿฐ๐Ÿญ๐Ÿฒ-๐Ÿด๐Ÿฌ๐Ÿฌ-๐Ÿณ๐Ÿด๐Ÿด๐Ÿณ: Jennifer, Sophia & Cindy. Jennifer is a tall, slim & pretty Asian babe with natural melons and eraser nipples. She is very open minded. Come and give her a try, and youโ€™ll be sure to come back for more. Sophia is a sweet & pretty Chinese lady with natural B Cups and an awe-inspiring smooth rounded ass. Sophia
  49. HolidaySpa:
    Sunday at ๐ŸŒด๐Ÿ˜Ž๐ŸŒ…๐“—๐“ธ๐“ต๐“ฒ๐“ญ๐“ช๐”‚ ๐“ข๐“น๐“ช๐ŸŒ…๐Ÿ˜Ž๐ŸŒด3517 Kennedy Rd, Unit 4, Scarborough โ˜Ž๏ธ๐Ÿฐ๐Ÿฏ๐Ÿณ-๐Ÿฎ๐Ÿฐ๐Ÿณ-๐Ÿญ๐Ÿญ๐Ÿต๐Ÿตโ˜Ž๏ธ: Amy & Lulu. AMY is an attractive young lady with larger breasts and a nice bottom. She has outstanding oral skills, and is very popular. Donโ€™t miss out on her special skills! LULU is new. ๐ŸŒด๐Ÿ˜Ž๐ŸŒ…HOLIDAY SPA๐ŸŒ…๐Ÿ˜Ž๐ŸŒด 3517 Kennedy Rd, Unit 4 (Kennedy Rd & Steeles Ave E) Scarborough, ON M1V 4Y3
  50. wilson holistic centre:
    new girl works at ๐Ÿ’‹535 Evans Ave today ๐Ÿ’•๐Ÿ’•๐Ÿ’•โ˜Ž๏ธโ˜Ž๏ธ416-531-6969โ˜Ž๏ธโ˜Ž๏ธ
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